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Do you have a homeowner guarantor? What is a guarantor? A guarantor is someone who agrees to pay your rent if you don't pay it, for example a parent or close relative. If you don't pay your landlord what you owe them, they can ask your guarantor to pay instead. If your guarantor doesn't pay, your landlord can take them to court. What is a homeowner guarantor? This is a guarantor that owns the property they live in i.e. they are not renting the property they live in.